Great Britain Fire Data

1. What is it?

The Addresscloud Fire dataset (product code: firest) provides a comprehensive view of fire risk across Great Britain. It is specifically designed to support underwriting fire risk, giving insurers the ability to assess the likelihood of fire-related incidents based on various geographical and environmental factors. This dataset is an invaluable tool for risk professionals seeking to understand fire hazards at both a granular level(individual properties) and a wider regional scale.

2. How can I use it?

Insurers and underwriters can use Addresscloud Fire to:

• Assess fire risks for properties during policy underwriting or renewal.
• Support pricing models by incorporating fire risk scores into risk assessments.
• Prioritize inspections by identifying high-risk areas or properties.
• Enhance decision-making by integrating fire risk data with other geographical and environmental datasets for a holistic view of risk.

3. How is the data created?

The Addresscloud Fire dataset is derived from multiple sources, including: Publicly available data on fire station locations, response times, and fire risk scores from the UK Fire Stations Directory models developed by Addresscloud, which analyse fire risk based on historical fire incidents, property density, and proximity to fire services .

4. Are there any limitations?

While the Addresscloud Fire dataset provides robust insights into fire risk, it is important to note:

• This data set coverage is currently set to Great Britain, and data may not be available for Northern Ireland or other regions outside of Great Britain at this time.
• Annual updates mean there may be some lag between the current status of fire stations and their manning levels and those seen in the Addresscloud Fire Data.
• Drive times do not take account of any roadworks or road closures

5. What data points are available?

The UK Fire dataset includes the following attributes, each providing insights into different aspects of fire risk:

Distance to Fire Station (fidist)

• count_5k: Number of fire stations located within a 5-kilometer radius of the property (as the crow flies), useful for evaluating nearby fire service coverage.
• uprn: Unique Property Reference Number (UPRN) of the nearest fire station, allowing for precise identification of the closest station.
• name: Name of the nearest fire station, providing direct reference for local fire service support.
• crewing: Type of staffing at the nearest fire station (e.g., Wholetime or On Call), indicating the station's availability and response capability.
• status: Detailed status of the fire station’s crew, such as specific times when full-time or part-time staff are available.
• dist: Straight-line distance (in kilometers) between the property and the nearest fire station, offering an approximation of proximity without considering road conditions.
• drive_dist: Actual driving distance (in kilometers) from the property to the nearest fire station, calculated based on road networks.
• drive_time: Estimated driving time (in minutes) from the nearest fire station to the property, which can influence emergency response speed.
• drive_time_traffic: Driving time accounting for typical traffic conditions, reflecting more realistic response times.
• response_time: Estimated overall response time, combining the fire station’s turnout time and the driving time to the property, providing a comprehensive view of potential delays.
• remote: Boolean indicator that flags if the property is in a remote area, away from major road networks, which can affect response efficiency.
• class_best: Best-case remoteness classification, where the property is located in an easily accessible area, reducing response times.
• class_worst: Worst-case remoteness classification, indicating the longest possible delay in accessing the property due to geographic remoteness.
• score_5: Fire risk score on a scale of 1 to 5, summarizing fire station proximity and response ability.
• score_10: Fire risk score on a scale of 1 to 10, providing a more granular risk rating for underwriting purposes.
• nearest_3: Array of details (name, distance, and other metrics) for the three nearest fire stations, offering a broader view of available fire services in the area.

Fire Risk (firisk)

• classification: Fire risk classification assigned by Addresscloud, based on various factors such as historical incidents and property characteristics.
• risk_rating: Numeric fire risk rating, indicating the level of fire risk on a scale used by Addresscloud.
• fire_block_id: Unique identifier for the fire block (a larger area grouping properties) in which the property is located, used for tracking and risk assessment at the block level.
• fire_block_risk_classification: Text-based classification of fire risk for the entire fire block, categorizing risk levels for underwriting assessments.
• fire_block_risk_classifications: An array of risk classifications within the fire block, providing details and counts for various classifications assigned to the block.
• fire_block_rating: Numeric fire risk rating specific to the fire block, used for aggregated risk assessments across multiple properties in the area.

6. Where can I find out more?

For additional information on the Addresscloud Fire dataset,you can explore the following resources:

• Fire Stations for an overview of fire station locations and services.
• Addresscloud Blog - Fire Risk Scores (Part 1) and Part 2 for in-depth discussions on commercial fire risk scoring methodologies.

These resources provide valuable context on how the dataset is built and how it can enhance risk assessment processes.